Reversing Insurance Denial
According to the Department of Motor Vehicles, insurance denial is a serious crime. If you've been caught without insurance, you may face criminal charges and hefty fines. While it's important to have good auto insurance in order to drive, if you don't know the details of your coverage, you may be surprised to learn that your state has made insurance non-existent. Depending on how your state issued your insurance policy, you may not know that you're actually liable for a significant amount of money if you are pulled over and given a citation.
The Department of Motor Vehicles requires drivers in all states to have at least PIP insurance. This type of insurance is required to help protect the driver and others on the roads from bodily injury and damage due to traffic accidents. In addition to bodily injury, there can also be severe damage due to wind, hail, or snow. In some cases, uninsured motorist insurance is required as well. Uninsured motorist coverage is designed to provide coverage for those who are injured in a wreck caused by an uninsured driver. Some states also have an additional layer of coverage known as underinsured motorist insurance in order to protect those who are victims in car-jackings and other vehicle-targeting crimes. Click here to get more insights about insurance claims.
If you've been stopped for speeding or seen an unknown driver swerving across the road, you may feel as though you've been hit with a heavy hammer. This sensation isn't unlike being hit by a large truck. It may feel like your world has come to a stop and you don't know what's next. Luckily, you're not alone in this situation. According to the National Highway Safety Administration, insurance denial rates for speeding tickets and related offenses are very common.
You may need to contact an attorney who specializes in insurance denial cases. You may have a case that is so strong that the insurance company will consider reviewing your case and considering a denial. Insurance attorneys are familiar with all of the laws and regulations that govern insurance companies and how they will treat a case that may result in denying coverage. In fact, many attorneys actually specialize in these cases. They may be able to get your case reviewed much faster than you would be able to do on your own.
When you are being denied insurance coverage, it is important to remember that you are not the only person who may have been affected. If you are pulled over, the officer who pulls you over may also be asking questions about your driving record. If you have had previous accidents or tickets, these could be factors that the officer is weighing when determining whether to deny you coverage. Even if you have insurance coverage, there may still be reasons why you have been denied. By looking up your insurance history yourself, you can find out what is holding your coverage up and take action to reverse the trend.
Get a general overview of the topic here: https://en.wikipedia.org/wiki/Vehicle_insurance.
